Provides coverage for charges incurred in the event that someone has fraudulently gained access to the insured’s outgoing long distance telephone service.

Coverage for payments for actual or attempted extortion due to a data breach, inability to access the insured’s network or transmission of a virus or malware.

This coverage addresses expenses incurred to respond to a breach of your data.
Covered expenses/services include:
• The cost to set up and administer various services to affected individuals.
• The cost to notify those whose information was lost.
• The cost to replace the data that was lost.

This coverage will respond if you have inadvertently, in good faith, transferred money, securities or other property due to an instruction received from an imposter.

This covers the cost to restore control over your own identity caused from a data breach. This includes the cost to set up credit monitoring and fraud alerts.

Business Income and Extra Expense covers your loss of income due to:
• Network interruption caused by a data loss or breach.
• Key persons’ inability to access the network.
• Transmission of a virus or malware.
• Expenses incurred to minimize the network interruption.

Computer Fraud covers the unauthorized use of a computer for the theft of money or property. Funds Transfer Fraud covers the loss of money and securities from your account at a financial institution.