Monday – Thursday 9:00am – 5:00pm • Friday 9:00am – 1:00pm

Fitzpatrick Insurance Alt

Superior Marine Insurance Protecting
Michigan Residents

Ready to conquer the waves of Lake Michigan? Fitzpatrick Insurance is here to help! Boat insurance helps protect your boat or personal watercraft. So if you travel across the beautiful lakes, rivers, or bays of Michigan or somewhere else in the US, we can help keep your peace of mind buoyed. Whether you’re looking for a brand new insurance policy or just shopping around to save money on an existing policy, our professional team of (passionate boating enthusiasts) agents is here to help. While boat insurance is not required in the State of Michigan, a boat insurance policy helps protect you and your boat. If you don’t have a separate boat or personal watercraft insurance policy, you’re probably underinsured. Most homeowners’ policies are limited by:

  • Size restrictions on watercraft
  • Limitations on maximum engine horsepower
  • Limits on damage coverage
Marine Fitzpatrick Insurance

Affordable boat insurance rates are a given, but superior service and expertise are where our team really shines. Let’s protect your investment together with boat insurance you can count on. Click below to get in touch to and get your free boat insurance consultation scheduled today!

What Do Boat Insurance Policies Cover

  • New boat replacement
  • Fuel spill liability and violations
  • Damage to your boat including hull, sails, equipment, and more
  • Liability to pay for damages and injuries you cause if you hit another boat, person, dock
  • Medical injury coverage
  • Wreckage and salvage coverage

We also cover and insure other personal watercraft including:

  • Jet Skis
  • WaveRunners
  • Sea-Doos


Click below to get started!

Need Help With Insurance?

Fitzpatrick Insurance Agency

Our Office

Emergency Claims Hotlines

For after-hours emergencies or policy changes:


M-F 4:30-8:00am EST

Weekends & Holidays 24/hrs

After Hours Roadside Assistance:


(Any Tow Company of Your Choice Can Be Reimbursed up to $100)

Emergency After Hours Claims:


Phone: 800.877.9006

Phone: 800.274.4499

Phone: 855.663.8551